Currently, you must call police after a Florida crash if it causes injury or death, or property damage that appears to be at least $500. But starting October 1, 2026, the property damage threshold will increase to $2,000. The bar is now higher for reporting minor fender benders. When in doubt, report it anyway. A police report protects you if injuries or damage show up later.
As a personal injury firm based in Port St. Lucie, Philip DeBerard – Injury Attorney has helped Treasure Coast drivers handle the aftermath of crashes for decades. We’ve seen how a missing police report can weaken an otherwise strong injury claim.
What Florida’s Crash Reporting Law Says
Florida law tells drivers to report certain crashes right away. The rule covers wrecks with injury, death, or enough property damage. The reason is simple. The state wants an official record of serious crashes and a fast response when people are hurt.
Previously, the property damage threshold to report was $500, but on July 1, 2026, Senate Bill 488 raised that limit to $2,000. This new law will take effect on October 1, 2026, which means from this October onwards, the property-damage crashes that need to be reported are only those that cost at least $2,000.
The new law updates Florida’s crash reporting law for crashes that involve property damage only. Injury and death still trigger the duty no matter the cost. The dollar change applies only to crashes with property damage and no injuries. So a small parking lot bump may no longer require a call. A wreck with any injury always does.
How the Rule Works in Real Life
Picture a minor crash with no injuries. Before the change, $500 in damage meant you had to notify police. Now the line sits at $2,000. Modern bumpers, sensors, and cameras are costly to fix, so many crashes still cross that mark.
The law says to report by the quickest means available. In most cases, that means calling the police or 911 from the scene. If officers respond and write a report, you’re covered. If they don’t investigate, you must file a written report with the state.
At Philip DeBerard – Injury Attorney, we tell clients to report anything beyond a tiny scratch. Damage often looks minor at first glance. Hidden frame or sensor damage can push repair costs well past $2,000. A report also locks in the facts while everyone’s memory is fresh.
You can self-report a crash to the state using the official driver form. That step matters when police don’t file a report of their own.
Florida Crash Numbers
Crashes are common across the state. In 2025, Florida recorded 367,037 traffic crashes, according to state data. That’s more than 1,000 wrecks a day. You can review yearly totals on Florida’s crash data dashboard.
These numbers show why the reporting rules matter. Even a fender-bender can lead to an injury claim weeks later.
People Also Ask
Do I still have to call the police if no one is hurt?
Only if the apparent property damage reaches $500 or more (increasing to $2,000 or more starting October 1, 2026). Below that amount, a police call isn’t required by law. Reporting is still smart, since damage estimates often rise once a shop takes a closer look.
What counts as $2,000 in damage?
It’s the apparent cost to repair the vehicles or property involved. You don’t need an exact quote at the scene. If the damage looks like it could top $2,000, make the call.
What happens if I don’t report a crash I should have?
Failing to report a qualifying crash is a noncriminal traffic violation. It can bring a fine. Leaving the scene of a crash is a separate and far more serious matter that can be a crime.
Does this change affect hit-and-run rules?
No. Leaving the scene of a crash with injury or damage is still illegal. The new $2,000 figure only changes when you must notify police of a crash you stayed at.
Key Points to Remember
- On October 1, 2026, the property damage reporting threshold will rise from $500 to $2,000.
- Any crash with injury or death still requires immediate notice to police.
- Report by the quickest means, which usually means a call from the scene.
- File a written report with the state if police don’t investigate.
- When unsure, report it. Hidden damage and delayed injuries are common.
Contact Philip DeBerard, Injury Attorney for Help With Your Personal Injury Case
If you were hurt in a Florida crash, we can help you understand your rights and your next steps. Reach out for a clear, no-pressure look at what your case may be worth.
Philip DeBerard is a top-rated personal injury attorney serving Port St. Lucie and the Treasure Coast. Visit his attorney profile to learn more about his experience and results. Call (800) 299-8878 to schedule a free consultation.
