What happens if the other driver involved in the accident is not insured or has minimal coverage?

Since Florida is a no-fault state, a common occurrence is being hit by someone that has no insurance to protect other people from their actions. That’s why it’s crucially important that you talk to an attorney who’s willing to look under every rock and stone for all available coverage. It is possible there’s additional coverage you would never think of. For example, if that person was running a trip for a business, the business insurance might cover that situation.