Schedule Your Free "Drive Confidently" Insurance Policy Review with Philip DeBerard
When an insurance agent offers “full coverage,” it primarily means your vehicle is protected – not necessarily your medical expenses. To ensure you and your loved ones are fully covered, call us at Philip DeBerard, Injury Attorney to book a FREE comprehensive car insurance review. Understanding your policy now can save you from unexpected costs later.
Understanding Insurance Agents When They Say “Full Coverage”
When an insurance agent offers “full coverage,” it primarily means your vehicle is protected – not necessarily your medical expenses. To ensure you and your loved ones are fully covered, call us at Philip DeBerard, Injury Attorney to book a FREE comprehensive car insurance review. Understanding your policy now can save you from unexpected costs later.
What Does "Full Coverage" Actually Include?
Insurance agents often use “full coverage” to describe a policy that includes:
- Collision Coverage – Pays for damages to your car if you’re in an accident, regardless of fault.
- Comprehensive Coverage – Covers non-collision incidents like theft, vandalism, or natural disasters.
- Liability Coverage – Covers damages you cause to others in an accident.
What About Medical Coverage?
Florida is a no-fault state, meaning your own Personal Injury Protection (PIP) covers your medical expenses, regardless of fault. However, PIP only covers up to 80% of medical costs and 60% of lost wages, up to $10,000. It does not provide extensive medical coverage.
Schedule Your Free "Drive Confidently" Insurance Policy Review
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